Different Health Plan Types

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12 pages and 12 sources used. This paper provides an overview of an emerging system in providing health benefits by employers. This paper specifically looks at a plan called the Cafeteria Benefits Plan, in which employees are giving a choice of types of health care plans designed to reduce the costs to the employer and improve the types of plans available to employees. This paper relates a plan that allows employees to select plans that relate to their specific situations, whether they are single individuals or people with families including small children. The call for this type of plan is related within the scope of this paper and relates to the fact that different types of plans have variant costs, including HMOs, Medical Savings Accounts and other plans.