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Essays 301 - 330

Lending Institutions and Practices of Mortgage Lending

Rates, terms, payment schedules and so forth seem to be up for grabs in a world where mortgages "can be put through a financial V...

Bank Comparison Analysis

they be considered rare. Charter One would be unlikely to make any such loan commitment, even if it had the assets available to d...

Internet Banking and Ecommerce Development; Bank One and Wingspan Merger

In six pages this paper examines the Bank One and Wingspan merger in terms of background and also considers how Internet banking a...

Banking Policy Adjustment

the fact that Enron and Arthur Andersen were able to slide by all the SEC regulations, even as that agency was revamping its repor...

HSBC Bank Global Strategy Assessment

or individual would have one or more bank accounts, but have them all at a single bank. It has been unusual for individuals to us...

Case Study Involving Bank of America

In seven pages changes in risk management, assessment of risk, management strategies, and measurement along with Internet and e-ba...

1999 Gramm, Leach, Blyley 'The Bank Powers Bill'

Insurance underwriting and state and national bank discrepancies and how these issues were addressed by the Bank Powers Bill of 19...

Merger Between J.P. Morgan and Chase Manhattan Corporation

In seven pages this paper examines the merger of Chase Manhattan and J.P. Morgan investment bank of $35.2 billion and the impact s...

Bank Staffing and Internet Banking

office -- makes it quite feasible both large and small banks to effectively compete with one another. Indeed, every opportunity t...

EU's Economic Future

In nine pages this paper examines tax, VAT harmonization, the European Central Bank's role, and single currency in an assessment o...

Bank Consolidation Editorial

In five pages this report is presented as an editorial that addresses the impact of the merger or consolidation of large banks on ...

The History Commercial Banking in the United States

A paper addressing commercial banking's history in the United States. The author addresses the Glass-Steagall Act, future trends,...

Bank Failure and Profitability Determinants

In twenty two pages issues including employees, technology, involvement of the community, activities, culture, and management are ...

Bank Failures Determinants and Causes

In a paper consisting of ten pages what causes banks to fail is discussed along with the economic impact that results when this ha...

The Economist, the World Bank, and Development Economics

In five pages this report considers an article that appeared in The Economist in March of 1997 pertaining to development economics...

Bank Profits and Banking Technology

In five pages the increasing reliance upon technology and the resulting increase in bank closures are examined in terms of several...

Commercial Bank's Deposit Multiplier

get used up as required reserves" (Anonymous pg00052.htm). When this occurs, where all monies and reserves find their way into ne...

1999 French Banking Merger and Hostile Takeover

In fifteen pages the 1999 banking battle between France's Paribas banks, Societe Generale, and the Banque Nationale de Paris is ex...

Merger Between Citibank and Travelers and the Roles of Commercial Banks and Structure

In four pages this paper examines this proposed merger in an overview of banking structure and the role played by commercial banks...

Overview of Interstate Banking

This paper consists of eight pages and discusses interstate banking implementations, its pros and cons, and reasons for doing bank...

Small Community Bank Challenges and Changes

In six pages small community banks, the changes they have undergone and the challenges they face in the light of several banking m...

Considerations and Issues Involving Bank Mergers

In five pages this paper's main focus is the Bank Merger Act and the Federal Bank Holding Company Act. Five sources are cited in ...

Overview of Investment Banking

In seven pages investment banking is examined in an overview of what it is, its history, and issues related to the current status ...

A Financial Institutions' Overview

In twelve pages this research paper considers both American and worldwide financial instutions and emphasizes regulatory control a...

Rule of the Bone by Russell Banks

In six pages this paper considers Bone's drug use as featured in Russell Banks' Rule of the Bone. There are no other sources list...

Case Study on National City Bank Corporate Code of Ethics

In ten pages ethics policies, their significance and application, are discussed in this case study involving National City Bank's ...

The Independence of the Central Bank

way the internalisation of costs for riskily lending is forced onto the financial intermediaries. This creates greater efficiency ...

Nigerian Banking and the Influence Exerted by Internet Banking

GDP, 95% of foreign exchange earnings, and about 65% of budgetary revenues" (Nigeria, 2003), and there is very little non-oil indu...

The Bank of England, the Federal Reserve, and How They Have Evolved

1990s but now absent--is a framework of procedural rules to help fiscal policy makers make the difficult decisions that are requir...

Internet Banking and Value

third make use of internet banking services. This can be placed in the sector of remote banking, where when added together with te...