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Essays 271 - 300

Lending Institutions and Practices of Mortgage Lending

Rates, terms, payment schedules and so forth seem to be up for grabs in a world where mortgages "can be put through a financial V...

Single Currency of Europe

even greater changes in order for their economise to be brought in line. This has meant changes in the economies as well as the fi...

U.S. Banking Industry Comparative Analysis of Dollar Exchange Rates and Increasing Interest Rates

the same, but the manner in which they accomplish those things have not. Neither have the venues in which they operate, as global...

Banks, Risk Measurement and Risk Management

the profit is equal to the rate of assets less the rate for liabilities which are then multiplied by the assets less the costs. P...

United Kingdom Regulations and Legislation and How They Have Changed and Altered Banking Strategies

the strategy that is shaping that change is made within and in response to legislation. With the banking industry highly regulated...

The Independence of the Central Bank

way the internalisation of costs for riskily lending is forced onto the financial intermediaries. This creates greater efficiency ...

Nigerian Banking and the Influence Exerted by Internet Banking

GDP, 95% of foreign exchange earnings, and about 65% of budgetary revenues" (Nigeria, 2003), and there is very little non-oil indu...

The Bank of England, the Federal Reserve, and How They Have Evolved

1990s but now absent--is a framework of procedural rules to help fiscal policy makers make the difficult decisions that are requir...

Internet Banking and Value

third make use of internet banking services. This can be placed in the sector of remote banking, where when added together with te...

Australian Banking Industry and Bendigo Bank

this as well as increased international competition. The economy has impacted on the banking sector, with a slow down in growth,...

African SAP

have argued that this response, although theoretically positive, does not have the desired results and that this alone is not a su...

Comparative Analysis of the Educational Theories of James Banks and John Dewey

of growing social concerns. As such, the impact and theories developed about human development and growth, as well as the learning...

Comparative Analysis of Adelaide Bank and Westpac Banking Corporation Ltd.

million in 1999 (Adelaide Bank, 2003). The growth rates are both healthy, but it is Adelaide that has grown the most over a five y...

Contemporary Society and Banking's Role

In this paper, well examine the role of the banker (all types of bankers as well, including investment bankers). Once weve defined...

Bank Consolidation Editorial

In five pages this report is presented as an editorial that addresses the impact of the merger or consolidation of large banks on ...

The History Commercial Banking in the United States

A paper addressing commercial banking's history in the United States. The author addresses the Glass-Steagall Act, future trends,...

Merger Between J.P. Morgan and Chase Manhattan Corporation

In seven pages this paper examines the merger of Chase Manhattan and J.P. Morgan investment bank of $35.2 billion and the impact s...

The Origins and Evolution of Commercial Banking

This paper presents an in-depth look at the commercial banking. The author provides a history of banking from its beginnings in 1...

1999 Gramm, Leach, Blyley 'The Bank Powers Bill'

Insurance underwriting and state and national bank discrepancies and how these issues were addressed by the Bank Powers Bill of 19...

Internet Banking and Ecommerce Development; Bank One and Wingspan Merger

In six pages this paper examines the Bank One and Wingspan merger in terms of background and also considers how Internet banking a...

Case Study Involving Bank of America

In seven pages changes in risk management, assessment of risk, management strategies, and measurement along with Internet and e-ba...

Past, Present, and Future of the Brokerage and Banking Industry

In thirty pages this paper examines the importance of brokerage firms in a consideration of how banks are no longer the only 'fina...

1999 French Banking Merger and Hostile Takeover

In fifteen pages the 1999 banking battle between France's Paribas banks, Societe Generale, and the Banque Nationale de Paris is ex...

Bank Staffing and Internet Banking

office -- makes it quite feasible both large and small banks to effectively compete with one another. Indeed, every opportunity t...

Market System and the Federal Reserve Bank

In five pages this paper examines the Federal Reserve Bank in a consideration of the market system and the role played by central ...

Bank Profits and Banking Technology

In five pages the increasing reliance upon technology and the resulting increase in bank closures are examined in terms of several...

Japanese Banking Operations

. This regulation encourages banks to push borrowers into bankruptcy so that they can sell their collateral6 . With regulations in...

EU's Economic Future

In nine pages this paper examines tax, VAT harmonization, the European Central Bank's role, and single currency in an assessment o...

Banking Industry and Balanced Budget Amendment

In a report consisting of eight pages a rural bank CEO's perspective is adopted regarding issues of 1998 through 2002 economic pro...

Case Study on National City Bank Corporate Code of Ethics

In ten pages ethics policies, their significance and application, are discussed in this case study involving National City Bank's ...