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Essays 211 - 240

Amerian Society and Economy as Presented in John Ford's Stagecoach and Ann Banks' First Person America

of such changes that occurred during the 1930s. A number of the First Person America interviews focus upon the sharp class consci...

Bank Profits and Banking Technology

In five pages the increasing reliance upon technology and the resulting increase in bank closures are examined in terms of several...

Commercial Bank's Deposit Multiplier

get used up as required reserves" (Anonymous pg00052.htm). When this occurs, where all monies and reserves find their way into ne...

Implementing TQM In a Banks' Real Estate Department

know what they change is going to be. line with any other type of strategy, TQM is only made up of components that may facilitate ...

Nigerian Banking and the Influence Exerted by Internet Banking

GDP, 95% of foreign exchange earnings, and about 65% of budgetary revenues" (Nigeria, 2003), and there is very little non-oil indu...

Australian Banking Industry and Bendigo Bank

this as well as increased international competition. The economy has impacted on the banking sector, with a slow down in growth,...

Investment and Commercial Banks' Management and Risk Assessment

include HSBC (formerly the Midland Bank), Lloyds TSB, National Westminster Bank, (commonly known as Nat West) and Barclays Bank. T...

Comparative Banking Analysis Featuring the USBAA Federal Savings Bank

then to analyze those comparisons. We will discuss aspects of the bank such as competitive differences, market base and customers...

1999 French Banking Merger and Hostile Takeover

In fifteen pages the 1999 banking battle between France's Paribas banks, Societe Generale, and the Banque Nationale de Paris is ex...

Past, Present, and Future of the Brokerage and Banking Industry

In thirty pages this paper examines the importance of brokerage firms in a consideration of how banks are no longer the only 'fina...

The Banking Sector and Declining Customer Services Standards

In a report consisting of seven pages a proposal for declining bank industry customer service standards is considered and proposal...

Market System and the Federal Reserve Bank

In five pages this paper examines the Federal Reserve Bank in a consideration of the market system and the role played by central ...

EU's Economic Future

In nine pages this paper examines tax, VAT harmonization, the European Central Bank's role, and single currency in an assessment o...

Japanese Banking Operations

. This regulation encourages banks to push borrowers into bankruptcy so that they can sell their collateral6 . With regulations in...

Performance of the Bank of America

decrease from 28.4% in 2007 down to 5.51% in 2008. However, it does appear that the bank is returning to a more profitable positi...

Bank Consolidation Editorial

In five pages this report is presented as an editorial that addresses the impact of the merger or consolidation of large banks on ...

Comparing the Profitability of Islamic and Non Islamic Banks

studies which have considered Islamic banking in terms of profitability. Some studies, such as that by Khan and Mirakhor (1987) an...

A UK 'Loss' Cass

it may be argued that there was undue influence exerted. Transactions concerning mortgages may be set aside when there are undue i...

Guangzhou Guowei Piped LPG Development Co., Ltd. Financing

Chinese market and knows it well. It has suggested that it extends a $10 million loan to GG at an interest rate equal to LIBOR (L...

Failure of Internal Controls and The Impact on Stockholders

one responsible for approving purchase orders and adding new personnel to the payroll system, the opportunity for abuse is readily...

United Kingdom Regulations and Legislation and How They Have Changed and Altered Banking Strategies

the strategy that is shaping that change is made within and in response to legislation. With the banking industry highly regulated...

The Economist, the World Bank, and Development Economics

In five pages this report considers an article that appeared in The Economist in March of 1997 pertaining to development economics...

Banks, Risk Measurement and Risk Management

the profit is equal to the rate of assets less the rate for liabilities which are then multiplied by the assets less the costs. P...

Merger Between J.P. Morgan and Chase Manhattan Corporation

In seven pages this paper examines the merger of Chase Manhattan and J.P. Morgan investment bank of $35.2 billion and the impact s...

The Origins and Evolution of Commercial Banking

This paper presents an in-depth look at the commercial banking. The author provides a history of banking from its beginnings in 1...

United Kingdom's Fraud Cases and Accounting Regulatory Authorities

In ten pages this paper examines cases of Wickes BCCI, Maxwell, Guinness, and Barings Bank in a consideration of UK accounting reg...

1999 Gramm, Leach, Blyley 'The Bank Powers Bill'

Insurance underwriting and state and national bank discrepancies and how these issues were addressed by the Bank Powers Bill of 19...

Banking Policy Adjustment

the fact that Enron and Arthur Andersen were able to slide by all the SEC regulations, even as that agency was revamping its repor...

Lending Institutions and Practices of Mortgage Lending

Rates, terms, payment schedules and so forth seem to be up for grabs in a world where mortgages "can be put through a financial V...