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Essays 271 - 300

The Expansion of OPT

decline in employment levels and as such decrease in the demand in an economy which in turn can lead to increasing levels of defau...

A Credit Product for Small Businesses

then the loan may need to be made to the new business owner, or guaranteed by the owners. If the business does not meet the requir...

HSBC in China

exercised is reflected in the commercial environment. In 2001 China joined the World Trade Organisation, as part of that agreement...

Currency Swaps and the Swap Network

company might not simply choose to issue a bond in the currency they would prefer to use to make the repayments. There are differe...

Contemporary Society and Banking's Role

In this paper, well examine the role of the banker (all types of bankers as well, including investment bankers). Once weve defined...

Choosing a Promotion for Piggy Bank

will be important as well. Product The product, obviously, is that thing being sold. It does not need to be a tangible...

Piggy Bank Cash Back Promotion

be rejected if critical value exceeds calculated value. When calculated value is greater than the critical value, however, ...

The Independence of the Central Bank

way the internalisation of costs for riskily lending is forced onto the financial intermediaries. This creates greater efficiency ...

THE SUB-PRIME CRISIS AND FEDERAL RESERVE

"Private labels" began moving into the securitization business, and by 2003, government-sponsored enterprises ended up as the sour...

Diversity Audit; The Bank of America

orientation differences. This leaves diversity management for those who disabilities as a potential area for improvement, but the ...

Bank Staffing and Internet Banking

office -- makes it quite feasible both large and small banks to effectively compete with one another. Indeed, every opportunity t...

Community Bank Marketing

strengths weaknesses. Banking is a necessary service for the ability to undertake any financial transaction. Banking is traditiona...

Water Demand and Purchase in California

and the market is sated. In the case of the California Water Transfers of 1995, demand exceeded supply In this case, the...

European Parliament Address by Lucas D. Papademos

Appropriately, Mr. Papademos thanked the citizens of member states for making the transition to the new currency so relatively une...

Design of Sir Norman Foster's Hong Kong Bank Building

vertical support is external, present to provide the support necessary to allow the building to stand and function safely, but bei...

Comparative Analysis of the Educational Theories of James Banks and John Dewey

of growing social concerns. As such, the impact and theories developed about human development and growth, as well as the learning...

Comparative Analysis of Adelaide Bank and Westpac Banking Corporation Ltd.

million in 1999 (Adelaide Bank, 2003). The growth rates are both healthy, but it is Adelaide that has grown the most over a five y...

African SAP

have argued that this response, although theoretically positive, does not have the desired results and that this alone is not a su...

Banking Policy Adjustment

the fact that Enron and Arthur Andersen were able to slide by all the SEC regulations, even as that agency was revamping its repor...

AN OVERVIEW OF THE INTERNATIONAL BANKING ACT OF 1978

Act of 1978). Furthermore, the International Banking Act of 1978 applied both the Glass-Steagall Act of 1933 and the Bank ...

Using a Balanced Scorecard in a Bank

dimension is the customer perspective. The measure here will be the brand perceptions of the existing customers, the bank is movin...

HSBC Bank Global Strategy Assessment

or individual would have one or more bank accounts, but have them all at a single bank. It has been unusual for individuals to us...

Freire's 'Banking Concept of Education' Analyzed

a bank customer "fills" his or her bank "container" or account with money. Much like bank accounts, students are able to receive, ...

Banks and Sustainable Development

consideration needs to be a determination of what is meant by sustainability. There is no singular universal definition of sustain...

Customer Satisfaction and Online Banking

customers, after which the responses will be subjected to statistical analysis to test the following hypotheses. The primary hyp...

Bank Comparison Analysis

they be considered rare. Charter One would be unlikely to make any such loan commitment, even if it had the assets available to d...

Lending Institutions and Practices of Mortgage Lending

Rates, terms, payment schedules and so forth seem to be up for grabs in a world where mortgages "can be put through a financial V...

Internet Banking and Ecommerce Development; Bank One and Wingspan Merger

In six pages this paper examines the Bank One and Wingspan merger in terms of background and also considers how Internet banking a...

Merger Between Citibank and Travelers and the Roles of Commercial Banks and Structure

In four pages this paper examines this proposed merger in an overview of banking structure and the role played by commercial banks...

A Financial Institutions' Overview

In twelve pages this research paper considers both American and worldwide financial instutions and emphasizes regulatory control a...