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Essays 91 - 120

African SAP

have argued that this response, although theoretically positive, does not have the desired results and that this alone is not a su...

Marketing and the 1990s' Banking Industry

and along with them are different levels of service. Much of the change that occurred, to make it all possible, really began duri...

Comparative Banking Analysis Featuring the USBAA Federal Savings Bank

then to analyze those comparisons. We will discuss aspects of the bank such as competitive differences, market base and customers...

Water Demand and Purchase in California

and the market is sated. In the case of the California Water Transfers of 1995, demand exceeded supply In this case, the...

European Parliament Address by Lucas D. Papademos

Appropriately, Mr. Papademos thanked the citizens of member states for making the transition to the new currency so relatively une...

Design of Sir Norman Foster's Hong Kong Bank Building

vertical support is external, present to provide the support necessary to allow the building to stand and function safely, but bei...

Banking Industry and the Effects of Technological Changes

Today, with automatic payments to creditors, automated paycheck deposits and online banking, going to a physical bank is no longer...

Michael Porter's Model and Bank of America

Model Before discussing BoA, and its position within the banking industry, it would be helpful to examine what exactly Por...

Education According to James Banks and John Dewey

truth is that they sometimes support antiquated principles. While Dewey wrote in a time when the 9 to 5 job was a given, fast forw...

U.S. Banking Industry Comparative Analysis of Dollar Exchange Rates and Increasing Interest Rates

the same, but the manner in which they accomplish those things have not. Neither have the venues in which they operate, as global...

Internet Banking and Value

third make use of internet banking services. This can be placed in the sector of remote banking, where when added together with te...

The Bank of England, the Federal Reserve, and How They Have Evolved

1990s but now absent--is a framework of procedural rules to help fiscal policy makers make the difficult decisions that are requir...

International Banks' Main Divisions

These banks will also offer many other services such as foreign currency and credit cards, in the UK the four main clearing...

Banks, Risk Measurement and Risk Management

the profit is equal to the rate of assets less the rate for liabilities which are then multiplied by the assets less the costs. P...

United Kingdom Regulations and Legislation and How They Have Changed and Altered Banking Strategies

the strategy that is shaping that change is made within and in response to legislation. With the banking industry highly regulated...

Russell Banks' Continental Drift and Leslie Marmon Silko's Ceremony

complete of his sense of self - everything within his environment has the feeling of being "other." Tayo is literally the walking ...

Bank Consolidation Editorial

In five pages this report is presented as an editorial that addresses the impact of the merger or consolidation of large banks on ...

Market System and the Federal Reserve Bank

In five pages this paper examines the Federal Reserve Bank in a consideration of the market system and the role played by central ...

The History Commercial Banking in the United States

A paper addressing commercial banking's history in the United States. The author addresses the Glass-Steagall Act, future trends,...

Bank Staffing and Internet Banking

office -- makes it quite feasible both large and small banks to effectively compete with one another. Indeed, every opportunity t...

EU's Economic Future

In nine pages this paper examines tax, VAT harmonization, the European Central Bank's role, and single currency in an assessment o...

The Origins and Evolution of Commercial Banking

This paper presents an in-depth look at the commercial banking. The author provides a history of banking from its beginnings in 1...

1999 Gramm, Leach, Blyley 'The Bank Powers Bill'

Insurance underwriting and state and national bank discrepancies and how these issues were addressed by the Bank Powers Bill of 19...

British Banking, the Internet and Bank Competition

In fifty pages online banking services with regards to Great Britain are discussed in terms of characteristics, profitability, cus...

Merger Between J.P. Morgan and Chase Manhattan Corporation

In seven pages this paper examines the merger of Chase Manhattan and J.P. Morgan investment bank of $35.2 billion and the impact s...

Case Study Involving Bank of America

In seven pages changes in risk management, assessment of risk, management strategies, and measurement along with Internet and e-ba...

HSBC Bank Global Strategy Assessment

or individual would have one or more bank accounts, but have them all at a single bank. It has been unusual for individuals to us...

Freire's 'Banking Concept of Education' Analyzed

a bank customer "fills" his or her bank "container" or account with money. Much like bank accounts, students are able to receive, ...

Comparative Account Analysis of The Commonwealth Bank of Australia and The National Australia Bank Limited

In six pages the accounts of these banks in the four year period between 1996 and 2000 are assessed in terms of performance throug...

Internet Banking and Ecommerce Development; Bank One and Wingspan Merger

In six pages this paper examines the Bank One and Wingspan merger in terms of background and also considers how Internet banking a...