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Essays 91 - 120

New Home Loan Program and Countrywide Financial

a potential customer may be evaluating how much mortgage s/he can afford. Available calculators target individuals seeking to con...

Software Solutions and the Mortgage Industry

company that has stepped in to take advantage of both the industry and the technology available. This company is a Web service pla...

MORTGAGE BANKING: AN OVERVIEW

behind the current financial crisis, the potential future, and what could be done to prevent a similar one from happening. What Mo...

SUBPRIME MELTDOWN, MORTGAGE-BACKED SECURITIES AND THE ECONOMY

faced with the possibility that single trusts could be wiped out at a moments notice - thus creating the idea of slicing and dicin...

Home Loan Mortgage Company Corporate Culture

organization. It includes all the written and unwritten policies and procedures. It is historical and traditional and thus, it pro...

Corporate Culture in Small Business

they get paid. The owner needs to scrutinize the books to see if there is any way to offer some sort of benefit to potential sales...

Mortgage Fraud

33). In this case, the lender involved with Mary Overton is Ameriquest (Der Hovanesian and Grow, 2007). According to the FBI, "in...

Overview of 'Fannie Mae'

would otherwise be unable to qualify for a mortgage loan to do so (Hoovers, 2003). In short, Fannie Maes core mission is to make h...

Macroeconomics and Mortgage Rates

In five pages this paper examines how U.S. mortgage rates are influenced by macroeconomics. Five sources are cited in the bibliog...

1967's Economy

In five pages this paper examines the 1967 economy in a consideration of interest rates for mortgages, automobile prices, food cos...

Personal Financial Review on Investing

We also need to consider the income that the family have. Mrs Chan does not have a regular income, however Mr Chan is...

United Kingdom's Mortgage Regulations

of Business rules (Anonymous, 2004). These cover only the providers and intermedaries for first lien mortgages. Mortgage lenders f...

Work, Group Members, and Technology

state level, such as MEDS and SFIS, a Statewide Fingerprint Imaging System. MEDS is a database application holding client informa...

Economic and Racial Aspects of Housing Policy

In five pages this paper examines housing policy and the mortgage lending effects of race and economic status. Five sources are c...

Mortgage and Savings' Interest Rates

and act more as a lure than as a normal interest rate. Car deals aside, there are many questions concerning credit which linger....

Quality Control and Washington Mutual

Inc., 2002). As part of its mission, Washington Mutual notes that the companys actions are guided by integrity and honesty...

Credit Scoring and Mortgages

complicated. The credit score calculates the likelihood that a potential borrower will pay back a loan (Mortgage 101.com, ...

GREED VS. NEED: THE ROOT OF THE FINANCIAL COLLAPSE

throwing the military into a needed war in Afghanistan and a still-questioned war in Iraq. In other words, things dont happen in a...

Why We Need Whistleblowers

to the authorities. In almost every case, the reward for doing the right thing is losing ones job. Therefore, we want to explore t...

ETHICAL ANALYSIS - WHOLESALE MORTGAGES

Mortgage wholesaling, in and of itself, isnt a bad thing. But when the wholesalers are untrained, uneducated people who are offeri...

SCOTT MORTGAGE AND CHANGES

of someone coming in and trying to make it better? But why is this? For the most part, unless there is a compelling...

Total Quality Management - Three Cases

basis for their own self-assessments that are prepared for the Inspector General each year (International Public Management Networ...

Management Planning in the Mortgage Industry

months of 2005" (Is it over yet?, 2007; p. 13). Mozilo points to slower home sales, but also to the many adjustable rate mortgage...

3 Types of Residential Real Estate Sales Contracts

In five pages land description, purchase price adjustments, and mortgage commitment sales contracts are discussed with legal land ...

Mortgage Industry Discrimination

In five pages this paper argues that the income and racial biases perpetuated by the mortgage industry are responsible for the ina...

Mortgages, the Internet, and Legislation

In five pages this paper discusses lending practices that are unfair that have developed by Internet mortgage companies in a consi...

Case Questions: The Subprime Mortgage Crisis

lending long." Explain what this means. What are the advantages of borrowing short and lending long? What are the disadvantages? ...

Preventing Mortgage Foreclosure

This paper addresses various ways that homeowners can fight off home mortgage forclosures. The author examines trends in foreclos...

Mortgage Loan Officers, Fishmongers, and Having Fun at Work

extra mile to meet customers needs (Copeland, 2002). From the film came a book by Stephen Lundin, Harry Paul and John Christensen ...

Marketing Debates and A Marketing Plan

revenue and sales with a range of luggage, watches and even fragrances, but that this can be taken too far (Lane, 1998; 10). The p...