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Essays 121 - 150

Student Debt: Whose Fault is it?

to make changes in the federal student loan program that will make it more costly for students and their parents to borrow for col...

Issues in Capital Adequacy

the credit crunch in the money markets have left it vulnerable (BBC, 2007). The issue has been resolved with an emergency loan fro...

Sources of Debt

assets, which may have an opportunity cost and constrain way those assets may be used (Nellis and Parker, 2006). For example, if r...

Corporate Culture in Small Business

they get paid. The owner needs to scrutinize the books to see if there is any way to offer some sort of benefit to potential sales...

SUBPRIME MELTDOWN, MORTGAGE-BACKED SECURITIES AND THE ECONOMY

faced with the possibility that single trusts could be wiped out at a moments notice - thus creating the idea of slicing and dicin...

Causes Of The American Banking System Collapse

ones home. The reality is that not every individual earns enough to buy a home. Just as the root causes of the Crash of 1929 and...

THE U.S. GOVERNMENT AND CHRYSLER: TO SAVE OR NOT

in fact, its what should have happened in the 1980s when Chrysler asked for its first government bailout. But those on the other s...

Gold Coast Savings Bank

From this it is apparent that the system has a large number of delays, In order to assess the way that this may be improved refere...

US Bank of Washington and the Redhook Loan

56% of loans are commercial loans, there are also consumer loans making up 24% of the portfolio, real estate lands, making up 20% ...

A Whitepaper on FInancial Reform

signed into law several sweeping financial reforms aimed at stabilizing an economy in danger. As with all reforms, the Dodd-Frank ...

Short Term Collateral Loans

place that has a significantly lower value than the inventory firms may be unwilling to utilize inventory as collateral in this wa...

LINCOLN SAVINGS & LOAN: REASONS AND SOLUTIONS FOR FRAUD

Accounting and auditing fraud is, unfortunately, nothing new. During the early 2000s, a whole slew of accounting frauds...

A Credit Product for Small Businesses

then the loan may need to be made to the new business owner, or guaranteed by the owners. If the business does not meet the requir...

MORTGAGES AND LOANS

Guard members are all eligible to apply for VA-backed mortgages (Eligibility for the VA Home Loan Program, 2010). Basically, VA lo...

Power and Pathos/National Gallery of Art

This paper describes an exhibit currently be shown at the National Gallery of Art in Washington, D.C. The exhibit features ancient...

Consumer Loan Costs and Variable Rate Mortgages

The paper looks at issues associated with consumer finance. The first section looks at the cost of loans, including interest rates...

Sustainable Banking in Sub Sahara Africa - Research Proposition

to be made available to support increased economic development which will have a significant positive impact on the social environ...

McBride Online Security Policy

the loan processes. The firm will start by attracting loan applications. The implementation of the loan application process will r...

COMPARISONS BETWEEN THE GREAT DEPRESSION AND GREAT RECESSION

few jobs were created and a general malaise was prevalent. One negative effect of the Great Depression was unemployment - by 1933,...

Consumer Behavior

they have always purchased (Postrel, 2009). Consumers can no longer purchase a simple chocolate bar or a package of laundry deterg...

Developing a Cost Effective HR Strategy for a Struggling Firm

implement compulsory job losses. By increasing the level of productivity of the remaining employees, utilizing tools that facilita...

The Impact of External Influences on the Performance of Shell

impact on the financial performance of the company. However, it is also possible to see the way in which the increasing oil prices...

The State of the US Economy May 2011

the index falling from 66.0 in April, made up of a 40.2 for the current conditions and 83.2 for future expectations to an overall ...

Assessment of Microsoft and Google for Investment

forms the core of the organisations services. Are the dominance of the company is seen in the fact that Google search engine has a...

GETTING THE U.S. OUT OF A DEEP RECESSION

Great Depression lies with the Fed at the time, which significantly tightened monetary policy throughout much of the 1920s; especi...

Is Downsizing a Double Edged Sword?

term. Downsizing has been seen to occur over the last few decades, increasing in prevalence during difficult economic times. The ...

The Benefits of Adopting a Coaching Style of Leadership during Difficult Change Processes

commentators have observed that change is often complex, with many influencing factors impacting on the way that the change occurs...

Literature Useful in a Review Assessing Influences on Change during a Recession

needs to be undertaken in a rapid manner. Furthermore, in many cases the changes may need to create significant changes to the org...

Managing Change in a Recession

The writer presents a literature review style paper looking at different aspects of change which may be relevant to an organizati...

Change in a Company during a Recession

for the organisation to change. Where there is an identified need to change, which may be the result of failures of falls in prof...