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Essays 181 - 210

The History Commercial Banking in the United States

A paper addressing commercial banking's history in the United States. The author addresses the Glass-Steagall Act, future trends,...

EU's Economic Future

In nine pages this paper examines tax, VAT harmonization, the European Central Bank's role, and single currency in an assessment o...

Bank Profits and Banking Technology

In five pages the increasing reliance upon technology and the resulting increase in bank closures are examined in terms of several...

Bank Comparison Analysis

they be considered rare. Charter One would be unlikely to make any such loan commitment, even if it had the assets available to d...

Maslow's Hierarchy Of Needs and Herzberg's Theory Of Motivation

of needs. II. MASLOWS HIERARCHY OF NEEDS Humanistic Psychologist Abraham Maslow, who believed that "people are not control...

Internet Banking and Ecommerce Development; Bank One and Wingspan Merger

In six pages this paper examines the Bank One and Wingspan merger in terms of background and also considers how Internet banking a...

Bank Consolidation Editorial

In five pages this report is presented as an editorial that addresses the impact of the merger or consolidation of large banks on ...

The Origins and Evolution of Commercial Banking

This paper presents an in-depth look at the commercial banking. The author provides a history of banking from its beginnings in 1...

Merger Between J.P. Morgan and Chase Manhattan Corporation

In seven pages this paper examines the merger of Chase Manhattan and J.P. Morgan investment bank of $35.2 billion and the impact s...

1999 Gramm, Leach, Blyley 'The Bank Powers Bill'

Insurance underwriting and state and national bank discrepancies and how these issues were addressed by the Bank Powers Bill of 19...

Case Study Involving Bank of America

In seven pages changes in risk management, assessment of risk, management strategies, and measurement along with Internet and e-ba...

Single Currency of Europe

even greater changes in order for their economise to be brought in line. This has meant changes in the economies as well as the fi...

Banking Policy Adjustment

the fact that Enron and Arthur Andersen were able to slide by all the SEC regulations, even as that agency was revamping its repor...

Lending Institutions and Practices of Mortgage Lending

Rates, terms, payment schedules and so forth seem to be up for grabs in a world where mortgages "can be put through a financial V...

Motivation Surveys

it. On a scale of 1 to 100, West African cultures scores are: IDV = 17; PDI = 82; MAS = 41; UAI = 50; and LTO = 11 (Hofstede,...

HSBC and Chase; A Financial Analysis

which also deal with international markets that are assessed, as Chase Bank does not have separately published annual accounts ava...

Bank of America and Citigroup Financial Questions

accounts for 2007 (which are the latest available). When looking at the Bank of America the trading assets are worth $162,0643, t...

Diversity Audit; The Bank of America

orientation differences. This leaves diversity management for those who disabilities as a potential area for improvement, but the ...

Outsourcing at Wachovia and the Bank of America

often quoted in the mass media, such as the loss of jobs to foreign lands and reduction in service levels. To examine this the p...

The Bank of England Base Rate Increase of November 2006

to control inflation the final decision as to whether or not interest rates would increase was seen as residing with the governmen...

THE SUB-PRIME CRISIS AND FEDERAL RESERVE

"Private labels" began moving into the securitization business, and by 2003, government-sponsored enterprises ended up as the sour...

Banking Finance Questions

the interest that is being earned and the interest being paid out. We will assume that the all the assets, with the exception of t...

ING Security

customer provides the opportunity for a breach. However, this is mainly out of the control of the bank, and giving advice and maki...

Why did Barings Bank Fail?

the research on why businesses fail. A study by Moulton (et al, 1996) looked to identify the reasons for business failure. This st...

Performance of the Bank of America

decrease from 28.4% in 2007 down to 5.51% in 2008. However, it does appear that the bank is returning to a more profitable positi...

HSBC Bank Global Strategy Assessment

or individual would have one or more bank accounts, but have them all at a single bank. It has been unusual for individuals to us...

Freire's 'Banking Concept of Education' Analyzed

a bank customer "fills" his or her bank "container" or account with money. Much like bank accounts, students are able to receive, ...

HSBC Bank External Environment Analysis

Shanghai Bank, also a leader in the industry in Hong Kong (2003). It further has a strong presence in China and owns HSBC Bank plc...

Marketing and the 1990s' Banking Industry

and along with them are different levels of service. Much of the change that occurred, to make it all possible, really began duri...

Community Bank Marketing

strengths weaknesses. Banking is a necessary service for the ability to undertake any financial transaction. Banking is traditiona...