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Essays 361 - 390

Performance of the Bank of America

decrease from 28.4% in 2007 down to 5.51% in 2008. However, it does appear that the bank is returning to a more profitable positi...

HSBC and Chase; A Financial Analysis

which also deal with international markets that are assessed, as Chase Bank does not have separately published annual accounts ava...

Bank of America and Citigroup Financial Questions

accounts for 2007 (which are the latest available). When looking at the Bank of America the trading assets are worth $162,0643, t...

Diversity Audit; The Bank of America

orientation differences. This leaves diversity management for those who disabilities as a potential area for improvement, but the ...

AN OVERVIEW OF THE INTERNATIONAL BANKING ACT OF 1978

Act of 1978). Furthermore, the International Banking Act of 1978 applied both the Glass-Steagall Act of 1933 and the Bank ...

Using a Balanced Scorecard in a Bank

dimension is the customer perspective. The measure here will be the brand perceptions of the existing customers, the bank is movin...

DETERMINING ETHICS IN BUSINESS AND BANKING

of the Currency (OCC) had strict limits on how much credit could be issued to any particular customers, this wasnt a problem for P...

Currency Swaps and the Swap Network

company might not simply choose to issue a bond in the currency they would prefer to use to make the repayments. There are differe...

THE SUB-PRIME CRISIS AND FEDERAL RESERVE

"Private labels" began moving into the securitization business, and by 2003, government-sponsored enterprises ended up as the sour...

Employee Development at Cayman National

development may be enhanced it is important to assess current practices. As the bank do not make their employee development progra...

Recovering Money from a Bank Robbery Using Trust Law

to help them recover their own property (Fox, 02005). The situation is one where the victim would usually have to rely on the com...

HSBC in China

exercised is reflected in the commercial environment. In 2001 China joined the World Trade Organisation, as part of that agreement...

Piggy Bank Cash Back Promotion

be rejected if critical value exceeds calculated value. When calculated value is greater than the critical value, however, ...

Issues in Capital Adequacy

the credit crunch in the money markets have left it vulnerable (BBC, 2007). The issue has been resolved with an emergency loan fro...

Choosing a Promotion for Piggy Bank

will be important as well. Product The product, obviously, is that thing being sold. It does not need to be a tangible...

Banks and Sustainable Development

consideration needs to be a determination of what is meant by sustainability. There is no singular universal definition of sustain...

Customer Satisfaction and Online Banking

customers, after which the responses will be subjected to statistical analysis to test the following hypotheses. The primary hyp...

The Independence of the Central Bank

way the internalisation of costs for riskily lending is forced onto the financial intermediaries. This creates greater efficiency ...

The Bank of England, the Federal Reserve, and How They Have Evolved

1990s but now absent--is a framework of procedural rules to help fiscal policy makers make the difficult decisions that are requir...

Banks, Risk Measurement and Risk Management

the profit is equal to the rate of assets less the rate for liabilities which are then multiplied by the assets less the costs. P...

Overview of International Banks

this environment that an investment bank fits. Some of these banks may be perceived as international banks. The definition...

Banking Industry of America

federal reserve system was born ("Banking in the United States," 2005). It seems that to a great extent, the dual system of gove...

The Future Role of Central Banks Assessed

current-account deficits, and countries with large savings would be expected to have large surpluses. This has not occurred (Capit...

Web Hoaxes and Paul Piper's Article 'Better Read That Again'

actually believe it. As the example of the Enquirer indicates, the Internet does not have a monopoly on misinformation or hoaxes...

Why did Barings Bank Fail?

the research on why businesses fail. A study by Moulton (et al, 1996) looked to identify the reasons for business failure. This st...

Banking Finance Questions

the interest that is being earned and the interest being paid out. We will assume that the all the assets, with the exception of t...

The Bank of England Base Rate Increase of November 2006

to control inflation the final decision as to whether or not interest rates would increase was seen as residing with the governmen...

Outsourcing at Wachovia and the Bank of America

often quoted in the mass media, such as the loss of jobs to foreign lands and reduction in service levels. To examine this the p...

HSBC Financial Performance

part of the operation and there are no cost of goods sold figures. There are also other operating costs such as salaries and marke...

Banking; Products and Relationship with Customers

offered will include the amount that is to be saved either as a lump sum or as a regular commitment. The reason that savers will...