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Essays 421 - 450

Evaluation of Consumer Credit Scoring

more money will be made for the lender. By writing a lot of loans quickly, money is saved on investigative work and the scores c...

Recession and Loan Choices

In three pages this essay features a fictitious business in a consideration of economic variables and how company loan choices are...

Credit Reports Researching

student to understand the cost of good and bad credit ratings in financial figures as well as theoretical terms. At the end of t...

Student Questions on Theory and History Answered

A paper consisting of ten pages and 3 sections answers various questions on French history, Karl Marx, and Jean Paul Sartre's hist...

Overview of the SBA

of todays business world. Lastly, the SBA works as an advocate for the small businessman. Before, the small business was shut ou...

The Commercial Lending Industry in the UK and Ghana

economy and the way it is developing and permitting. This give the contextual setting for an discussion o the development or well ...

Howard Gardner's Multiple Intelligences Theory and Teaching LD Students

education classroom or in any dealings with disabled students. As with any other students, the level of the individuals ability a...

Residual Animosities and the Savings and Loan Crisis

In ten pages this research paper discusses the 1980s Savings and Loan crisis in a consideration of whether or not any lasting anim...

An Examination of Urban Detroit's Problems

They say their decisions are based on making money; they loan money to those they deem most likely to pay it back. They claim a h...

Comparison of a Bank and Interest Loan Corporation in Managing Liability and Interest Rates

In five pages this report discusses General Motors in a comparison of interest loan corporations and banks as they involve interes...

Hutchison Whampoa's Dividend Policy

In eight pages this paper examines how dividend policy will influence Hutchison Whampoa in a consideration of ratios, loans, cash ...

Overview of S and Ls

businesses, such as commercial lending, trust services and non-mortgage consumer lending. Deposit insurance was raised from $40,00...

SUBPRIME MELTDOWN, MORTGAGE-BACKED SECURITIES AND THE ECONOMY

faced with the possibility that single trusts could be wiped out at a moments notice - thus creating the idea of slicing and dicin...

Causes Of The American Banking System Collapse

ones home. The reality is that not every individual earns enough to buy a home. Just as the root causes of the Crash of 1929 and...

THE U.S. GOVERNMENT AND CHRYSLER: TO SAVE OR NOT

in fact, its what should have happened in the 1980s when Chrysler asked for its first government bailout. But those on the other s...

Sources of Debt

assets, which may have an opportunity cost and constrain way those assets may be used (Nellis and Parker, 2006). For example, if r...

The Economic Crisis of 2009

should have seen the 2000s coming. The student notes that attention to things in the history of the U.S. might have averted or mit...

A Credit Product for Small Businesses

then the loan may need to be made to the new business owner, or guaranteed by the owners. If the business does not meet the requir...

LINCOLN SAVINGS & LOAN: REASONS AND SOLUTIONS FOR FRAUD

Accounting and auditing fraud is, unfortunately, nothing new. During the early 2000s, a whole slew of accounting frauds...

A Whitepaper on FInancial Reform

signed into law several sweeping financial reforms aimed at stabilizing an economy in danger. As with all reforms, the Dodd-Frank ...

Short Term Collateral Loans

place that has a significantly lower value than the inventory firms may be unwilling to utilize inventory as collateral in this wa...

MORTGAGES AND LOANS

Guard members are all eligible to apply for VA-backed mortgages (Eligibility for the VA Home Loan Program, 2010). Basically, VA lo...

Intermediaries and the Liquidity Problem

are loaned out. The development of mortgage bonds also saw the banks package mortgages to allow investors to purchases pools of lo...

Sustainable Banking in Sub Sahara Africa - Research Proposition

to be made available to support increased economic development which will have a significant positive impact on the social environ...

McBride Online Security Policy

the loan processes. The firm will start by attracting loan applications. The implementation of the loan application process will r...

Power and Pathos/National Gallery of Art

This paper describes an exhibit currently be shown at the National Gallery of Art in Washington, D.C. The exhibit features ancient...

Modallity Preferences

We all have a preference in terms of how we want to receive information and how we tend to convey information. This essay describe...

The Sub Prime Lending Crisis; Why It Has Happened and the Impact on Banks

an important purpose allowing many borrowers access to funds to help them make purchases which would otherwise be impossible for t...

Financial Statements: GM and Ford

$39 billion loss" (Fortune 500, 2008). Of course the same poor conditions exist for the entire industry and not only for GM, but ...

Butler Lumber Company

? Average Inventory 5.24 Return on Assets (ROA) EBIT ? Average Total Assets 9.22% Return on Equity (ROE) Net Income ? Stockholders...