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Essays 61 - 90

The Regulatory Framework for Internet Banking in the United States

Traditional banking regulations have not been sufficient to cope with the challenges presented by the online environment and the i...

CREDIT COLLECTIONS, MERGERS AND ACQUISITIONS

quickly by offering a discount. Typically such a discount is issued within days of issuance of an invoice (or days within a sale) ...

Mortgage Market Research

"that a decline in housing wealth dampens consumer spending at least twice as much as a same-sized loss in the stock market" (Coy ...

Should the Bank Adopt a Strategy Providing Mobile Banking?

will become an important channel in the future and that banks should consider taking up a mobile banking strategy if they do not w...

Economics in the News

the entire budget with demand line; This shows us that where all the money were spent on capital goods there would be nothing ...

Outsourcing at Wachovia and the Bank of America

often quoted in the mass media, such as the loss of jobs to foreign lands and reduction in service levels. To examine this the p...

Weighted Average Cost of Capital and Capital Asset Pricing Model

"variance-averse agents" leading them to conclude that Sonnenschein-Mantel-Debreu theorems related to market excess demand functio...

3 Capital Raising Alternatives

In a paper consisting of five pages a student submitted case study is used to consider raising capital and the costs relating to o...

Banking Policy Adjustment

the fact that Enron and Arthur Andersen were able to slide by all the SEC regulations, even as that agency was revamping its repor...

London Clubs International and WACC

London Clubs International the figures for the latest set of accounts tell use that there is a total of ?2,781 in equity. There ar...

Reducing Dividends versus Share Issue Capital Raising

to pay dividends and raise funds elsewhere, either by borrowing or by issuing more shares. This would save the cost of the issue,...

Target Cost of Equity

rate is assessed as being the rate at which it is possible to make an investment in a risk free environment. Traditionally the cos...

Financing Questions for Cintas Corporation

and as well as this there was also an increase of $64 million short term debt, this was under the $300 million paper program that ...

Interest Rates and Capital Question

rates. However, companies within the domestic economy may seek to take their borrowing requirements elsewhere, where there are lo...

Why Did the Credit Crunch Happen?

Greenspan to Bill Gates, while the view that a non-Greenspan that he has a role to play in creating the financial crisis, the asso...

Research Project Outlining

The method used in this research project is the administration of a survey. This is justified because to answer the research quest...

Measuring Risk in Financial Markets

where the risk will not be shared by the entire market (Howells and Bain, 2007, p47). A basic tool that is often...

Regional Bank in Australia Case Study

management services (Bank of Queensland 2010). Another major alliance is with Citibank for credit cards (Bank of Queensland 2010)....

Should Governments be Intervening in the Credit Crunch?

Federal Reserve in the US extended the normal lending period to 30 days at the same time as reducing the discount window interest ...

The Role of Derivatives in Financial Crisis

of an underlying event, such as prices for a commodity changing or exchange rates fluctuating or other event, such as the credit d...

BBAC; Bank of Beirut and The Arab Countries

Banks and the association of the Lebanese banks (BBAC, 2008). The banks mission is "to understand the financial needs of its clie...

Nationalizing Banks; The Fall out of the Credit Crunch

the rich and powerful too often bend the acts of government to their selfish purposes" (Caprio, 2004). This is a view that appears...

Strategy Models for Bank Frey

able to leverage position in terms of the protection it can provide for its clients. This is supported by a commitment to maintain...

The Financial Performance of Popular Inc. 2006 to 2010

1893 and is the leading banking institution in Puerto Rico with a wide network of 193 braches as well as 637 automatic teller mach...

Bank Credit Line Request

as such serves in many ways as a collective "bedroom community" for those working in Philadelphia. There is a high percentage of ...

Pure Play Internet Banks; Can they Create Value?

in the way that the customers see the bank, if they value the bank services more than other banks loyalty maybe increased and over...

Banks' Involvement in the Subprime Meltdown

it over yet?, 2007). Angelo Mozilo, chairman and CEO of Countrywide Financial Corp., called the events and conditions that have l...

Internet Banking and Traditional Banking

e-banking the banks are merely moving the technology to the customer level. However, these are very different systems and need to ...

France's Credit Lyonnais Bank Crisis

desirable as that of an openly competitive corroboration. The entire French banking system had been for some time completely awas...

Tutorial on Banking Concept of Education According to Paulo Freire

In five pages the banking concept of education as defined by Paulo Freire is applied to a tutorial case study scenario involving a...