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Essays 61 - 90

An Overview of a Letter to Oprah

currently caring for my 3 year old son, attempting to maintain autonomy at a time when my parents cannot afford to provide me with...

The Economist, the World Bank, and Development Economics

In five pages this report considers an article that appeared in The Economist in March of 1997 pertaining to development economics...

Commercial Bank's Deposit Multiplier

get used up as required reserves" (Anonymous pg00052.htm). When this occurs, where all monies and reserves find their way into ne...

Merger Between Citibank and Travelers and the Roles of Commercial Banks and Structure

In four pages this paper examines this proposed merger in an overview of banking structure and the role played by commercial banks...

The History Commercial Banking in the United States

A paper addressing commercial banking's history in the United States. The author addresses the Glass-Steagall Act, future trends,...

The Origins and Evolution of Commercial Banking

This paper presents an in-depth look at the commercial banking. The author provides a history of banking from its beginnings in 1...

Lending Institutions and Practices of Mortgage Lending

Rates, terms, payment schedules and so forth seem to be up for grabs in a world where mortgages "can be put through a financial V...

The Role of Credit Card in Creating Money and Raising Living Standards due to the Impact on National Economies

user and the market in which the card is being issued. In the past the role of the credit card was that of a facilitator, allowi...

Credit Analysis and Risk

analysis aims to assess whether or not that risk is acceptable, the level of risk that the analysis creates may also be used to de...

Currency Swaps and the Swap Network

company might not simply choose to issue a bond in the currency they would prefer to use to make the repayments. There are differe...

Managing Risk

their prevention or management or through the transferee of risk to another party for a fee, such as insurance (Howells and Bain. ...

Safety in the Marines

risk management begins with identifying potential risks. The next step is analysis which includes determining how likely the risk ...

Measuring Risk in Financial Markets

where the risk will not be shared by the entire market (Howells and Bain, 2007, p47). A basic tool that is often...

Karger's Anti-Poverty Programs

amount of the credit line, usually a minimum of $200 to $5,000 (Karger, p. 131). The funds in the account cannot be accessed by th...

Student Debt: Whose Fault is it?

to make changes in the federal student loan program that will make it more costly for students and their parents to borrow for col...

End Zone Credit Analysis

solely by store credit sales. The case states that 72% will be collected in the month following sales; 17% will be collected afte...

Indian Banks and Corporate Governance

insurance, venture capital and asset management" (Overview, n.d.) services. ICICI Bank is a true international bank, with "...

Merger of CIT and Newcourt Credit and Subsequent Management

company to which we can add value. Im looking for value, not junk" (Rupp, 1997; p. 98). Gamper believes that acquiring a fo...

Overview of Consumer Credit

Those in the bottom half of the income scale increased their ownership of cards from 45% in 1983 to 54% in 1992. That continues th...

Islamic Banking

literature concerning the way in which Islamic law could be satisfied with the creation of an Islamic banking system was exhilarat...

Is corporate Social Responsibility Window Dressing

After the crash in 2008, protesters picketed many large financial institutions, including Bank of America. One accusation was that...

Vietnam and the IMF

It was generally believed that despite the presence and influence that the IMF wanted to exert it was still the will and...

Short Term Collateral Loans

place that has a significantly lower value than the inventory firms may be unwilling to utilize inventory as collateral in this wa...

Global Financial Entities and the Role They Play

the World Bank in order to assist countries as well as for the international system to allow for incentives if efforts are to be s...

Outline for Proposals for 10 Dissertations

easy to obtain. However, with organisations such as the Institute of Islamic Banking and Insurance in London there is a good sourc...

Investment Banking and VAR

taken into consideration. The use of VAR is now seen by many as the benchmark of risk management, vice president of Citiban...

Bank Failures Determinants and Causes

In a paper consisting of ten pages what causes banks to fail is discussed along with the economic impact that results when this ha...

Senior Management and the Significance of Risk Management

of a company and can determine the possible financial risk involved also (Zechner, 1991). There is a clear difference between bus...

Being a Security Manager

This research paper looks at what is involved in being a security manager and then discusses this role in relation to risk managem...

Overview of Health Club Management

Club Ones Assistant Operations Manager Lisa Velasquez notes, "People arent looking just to lose weight ... People are looking to g...