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Essays 181 - 210

Banks, Risk Measurement and Risk Management

the profit is equal to the rate of assets less the rate for liabilities which are then multiplied by the assets less the costs. P...

Bank Consolidation Editorial

In five pages this report is presented as an editorial that addresses the impact of the merger or consolidation of large banks on ...

Market System and the Federal Reserve Bank

In five pages this paper examines the Federal Reserve Bank in a consideration of the market system and the role played by central ...

The History Commercial Banking in the United States

A paper addressing commercial banking's history in the United States. The author addresses the Glass-Steagall Act, future trends,...

Japanese Banking Operations

. This regulation encourages banks to push borrowers into bankruptcy so that they can sell their collateral6 . With regulations in...

EU's Economic Future

In nine pages this paper examines tax, VAT harmonization, the European Central Bank's role, and single currency in an assessment o...

Bank Profits and Banking Technology

In five pages the increasing reliance upon technology and the resulting increase in bank closures are examined in terms of several...

Bank Staffing and Internet Banking

office -- makes it quite feasible both large and small banks to effectively compete with one another. Indeed, every opportunity t...

Merger Between Citibank and Travelers and the Roles of Commercial Banks and Structure

In four pages this paper examines this proposed merger in an overview of banking structure and the role played by commercial banks...

Declining Customer Service and Bank Mergers

In five pages the Canadian banking system is used as the focus of this examination of how increased bank mergers have meant decrea...

A Financial Institutions' Overview

In twelve pages this research paper considers both American and worldwide financial instutions and emphasizes regulatory control a...

Overview of Interstate Banking

This paper consists of eight pages and discusses interstate banking implementations, its pros and cons, and reasons for doing bank...

Small Community Bank Challenges and Changes

In six pages small community banks, the changes they have undergone and the challenges they face in the light of several banking m...

Considerations and Issues Involving Bank Mergers

In five pages this paper's main focus is the Bank Merger Act and the Federal Bank Holding Company Act. Five sources are cited in ...

Case Study on National City Bank Corporate Code of Ethics

In ten pages ethics policies, their significance and application, are discussed in this case study involving National City Bank's ...

Rule of the Bone by Russell Banks

In six pages this paper considers Bone's drug use as featured in Russell Banks' Rule of the Bone. There are no other sources list...

Bank Failures Determinants and Causes

In a paper consisting of ten pages what causes banks to fail is discussed along with the economic impact that results when this ha...

Banking and Canada's International Status

In six pages Canada's banking industry is examines with the effects of the 1998 and 1998 events discussed with an emphasis upon ac...

African SAP

have argued that this response, although theoretically positive, does not have the desired results and that this alone is not a su...

Contemporary Society and Banking's Role

In this paper, well examine the role of the banker (all types of bankers as well, including investment bankers). Once weve defined...

The Independence of the Central Bank

way the internalisation of costs for riskily lending is forced onto the financial intermediaries. This creates greater efficiency ...

Internet Banking and Value

third make use of internet banking services. This can be placed in the sector of remote banking, where when added together with te...

Nigerian Banking and the Influence Exerted by Internet Banking

GDP, 95% of foreign exchange earnings, and about 65% of budgetary revenues" (Nigeria, 2003), and there is very little non-oil indu...

The Bank of England, the Federal Reserve, and How They Have Evolved

1990s but now absent--is a framework of procedural rules to help fiscal policy makers make the difficult decisions that are requir...

Single Currency of Europe

even greater changes in order for their economise to be brought in line. This has meant changes in the economies as well as the fi...

Banking Policy Adjustment

the fact that Enron and Arthur Andersen were able to slide by all the SEC regulations, even as that agency was revamping its repor...

Lending Institutions and Practices of Mortgage Lending

Rates, terms, payment schedules and so forth seem to be up for grabs in a world where mortgages "can be put through a financial V...

Maslow's Hierarchy Of Needs and Herzberg's Theory Of Motivation

of needs. II. MASLOWS HIERARCHY OF NEEDS Humanistic Psychologist Abraham Maslow, who believed that "people are not control...

Internet Banking and Ecommerce Development; Bank One and Wingspan Merger

In six pages this paper examines the Bank One and Wingspan merger in terms of background and also considers how Internet banking a...

Banking Industry and the Effects of Technological Changes

Today, with automatic payments to creditors, automated paycheck deposits and online banking, going to a physical bank is no longer...