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Essays 121 - 150

Sustainable Banking in Sub Sahara Africa - Research Proposition

to be made available to support increased economic development which will have a significant positive impact on the social environ...

Power and Pathos/National Gallery of Art

This paper describes an exhibit currently be shown at the National Gallery of Art in Washington, D.C. The exhibit features ancient...

Consumer Loan Costs and Variable Rate Mortgages

The paper looks at issues associated with consumer finance. The first section looks at the cost of loans, including interest rates...

A Whitepaper on FInancial Reform

signed into law several sweeping financial reforms aimed at stabilizing an economy in danger. As with all reforms, the Dodd-Frank ...

MORTGAGES AND LOANS

Guard members are all eligible to apply for VA-backed mortgages (Eligibility for the VA Home Loan Program, 2010). Basically, VA lo...

A Credit Product for Small Businesses

then the loan may need to be made to the new business owner, or guaranteed by the owners. If the business does not meet the requir...

Intermediaries and the Liquidity Problem

are loaned out. The development of mortgage bonds also saw the banks package mortgages to allow investors to purchases pools of lo...

LINCOLN SAVINGS & LOAN: REASONS AND SOLUTIONS FOR FRAUD

Accounting and auditing fraud is, unfortunately, nothing new. During the early 2000s, a whole slew of accounting frauds...

Management Planning in the Mortgage Industry

months of 2005" (Is it over yet?, 2007; p. 13). Mozilo points to slower home sales, but also to the many adjustable rate mortgage...

Justification of Commercial Advantages of Computerised Loan Management Systems Over Manually Based Systems

This 5 page paper examines how and why computerization of the loan management process is superior to the former manual systems. Th...

Crown Case

control over the supply chain and should help increase the way value can be added. As such the value that the company will be hopi...

South Korea and the IMF during the 1997 - 1999 Crisis

At this level it is hoped that further currency instabilities should not occur. The result was the largest financial aid package...

Vietnam and the IMF

It was generally believed that despite the presence and influence that the IMF wanted to exert it was still the will and...

The Benefits and Dangers of Using Personalities to Promote a Brand

(Reyes, 2006). Alan Sugar has been used to marker National Savings (Ashworth, 2005), Anthony Stewart Head and Sharon Maughn advert...

MCBRIDE AND MARKETING PLAN

determine our target markets. Its important to determine a target market (or even target markets) to help better prepare an organi...

Raiding Social Security

in. Whatever surplus remains currently is devoted to government operation (Tempelman, 2006). As the federal government removes a...

Student Debt: Whose Fault is it?

to make changes in the federal student loan program that will make it more costly for students and their parents to borrow for col...

The Sub Prime Lending Crisis; Why It Has Happened and the Impact on Banks

an important purpose allowing many borrowers access to funds to help them make purchases which would otherwise be impossible for t...

Issues in Capital Adequacy

the credit crunch in the money markets have left it vulnerable (BBC, 2007). The issue has been resolved with an emergency loan fro...

Sources of Debt

assets, which may have an opportunity cost and constrain way those assets may be used (Nellis and Parker, 2006). For example, if r...

Corporate Culture in Small Business

they get paid. The owner needs to scrutinize the books to see if there is any way to offer some sort of benefit to potential sales...

SUBPRIME MELTDOWN, MORTGAGE-BACKED SECURITIES AND THE ECONOMY

faced with the possibility that single trusts could be wiped out at a moments notice - thus creating the idea of slicing and dicin...

The Economic Crisis of 2009

should have seen the 2000s coming. The student notes that attention to things in the history of the U.S. might have averted or mit...

Expenses for College

the wealthy will be able to easily afford a college education thus depriving the nation of the talents of thousands of young peopl...

Veterans' Benefits

into perspective when one considers the fact that benefits are still being paid to offspring and widows of both the Civil War and ...

Delta Air Lines' Working Capital

(GE bails out Delta Airlines, 2004; p. 275). Two companies have come to Deltas aid, one in the form of a traditional loan,...

US Bank of Washington and the Redhook Loan

56% of loans are commercial loans, there are also consumer loans making up 24% of the portfolio, real estate lands, making up 20% ...

Causes Of The American Banking System Collapse

ones home. The reality is that not every individual earns enough to buy a home. Just as the root causes of the Crash of 1929 and...

THE U.S. GOVERNMENT AND CHRYSLER: TO SAVE OR NOT

in fact, its what should have happened in the 1980s when Chrysler asked for its first government bailout. But those on the other s...

Gold Coast Savings Bank

From this it is apparent that the system has a large number of delays, In order to assess the way that this may be improved refere...