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Essays 241 - 270

The Independence of the Central Bank

way the internalisation of costs for riskily lending is forced onto the financial intermediaries. This creates greater efficiency ...

Comparative Analysis of the Educational Theories of James Banks and John Dewey

of growing social concerns. As such, the impact and theories developed about human development and growth, as well as the learning...

Australian Banking Industry and Bendigo Bank

this as well as increased international competition. The economy has impacted on the banking sector, with a slow down in growth,...

Comparative Analysis of Adelaide Bank and Westpac Banking Corporation Ltd.

million in 1999 (Adelaide Bank, 2003). The growth rates are both healthy, but it is Adelaide that has grown the most over a five y...

African SAP

have argued that this response, although theoretically positive, does not have the desired results and that this alone is not a su...

Performance of the Bank of America

decrease from 28.4% in 2007 down to 5.51% in 2008. However, it does appear that the bank is returning to a more profitable positi...

Motivation Surveys

it. On a scale of 1 to 100, West African cultures scores are: IDV = 17; PDI = 82; MAS = 41; UAI = 50; and LTO = 11 (Hofstede,...

Bank of New York Company and Marketing

In seven pages the future marketing strategy of the Bank of New York Company, the oldest banking institution in the United States,...

DETERMINING ETHICS IN BUSINESS AND BANKING

of the Currency (OCC) had strict limits on how much credit could be issued to any particular customers, this wasnt a problem for P...

Diversity Audit; The Bank of America

orientation differences. This leaves diversity management for those who disabilities as a potential area for improvement, but the ...

Bank of America and Citigroup Financial Questions

accounts for 2007 (which are the latest available). When looking at the Bank of America the trading assets are worth $162,0643, t...

THE SUB-PRIME CRISIS AND FEDERAL RESERVE

"Private labels" began moving into the securitization business, and by 2003, government-sponsored enterprises ended up as the sour...

AN OVERVIEW OF THE INTERNATIONAL BANKING ACT OF 1978

Act of 1978). Furthermore, the International Banking Act of 1978 applied both the Glass-Steagall Act of 1933 and the Bank ...

Using a Balanced Scorecard in a Bank

dimension is the customer perspective. The measure here will be the brand perceptions of the existing customers, the bank is movin...

Assessing a Breach of Contract Case from the Jury Perspective

bank? This means assessing whether nor not the bank were intending to create a contract. The bank are claiming that this was not t...

The Expansion of OPT

decline in employment levels and as such decrease in the demand in an economy which in turn can lead to increasing levels of defau...

A Credit Product for Small Businesses

then the loan may need to be made to the new business owner, or guaranteed by the owners. If the business does not meet the requir...

Maslow's Hierarchy Of Needs and Herzberg's Theory Of Motivation

of needs. II. MASLOWS HIERARCHY OF NEEDS Humanistic Psychologist Abraham Maslow, who believed that "people are not control...

Internet Banking and Ecommerce Development; Bank One and Wingspan Merger

In six pages this paper examines the Bank One and Wingspan merger in terms of background and also considers how Internet banking a...

Bank Consolidation Editorial

In five pages this report is presented as an editorial that addresses the impact of the merger or consolidation of large banks on ...

Market System and the Federal Reserve Bank

In five pages this paper examines the Federal Reserve Bank in a consideration of the market system and the role played by central ...

1999 Gramm, Leach, Blyley 'The Bank Powers Bill'

Insurance underwriting and state and national bank discrepancies and how these issues were addressed by the Bank Powers Bill of 19...

Merger Between J.P. Morgan and Chase Manhattan Corporation

In seven pages this paper examines the merger of Chase Manhattan and J.P. Morgan investment bank of $35.2 billion and the impact s...

The Origins and Evolution of Commercial Banking

This paper presents an in-depth look at the commercial banking. The author provides a history of banking from its beginnings in 1...

Case Study Involving Bank of America

In seven pages changes in risk management, assessment of risk, management strategies, and measurement along with Internet and e-ba...

Japanese Banking Operations

. This regulation encourages banks to push borrowers into bankruptcy so that they can sell their collateral6 . With regulations in...

EU's Economic Future

In nine pages this paper examines tax, VAT harmonization, the European Central Bank's role, and single currency in an assessment o...

Bank Staffing and Internet Banking

office -- makes it quite feasible both large and small banks to effectively compete with one another. Indeed, every opportunity t...

Past, Present, and Future of the Brokerage and Banking Industry

In thirty pages this paper examines the importance of brokerage firms in a consideration of how banks are no longer the only 'fina...

Bank Profits and Banking Technology

In five pages the increasing reliance upon technology and the resulting increase in bank closures are examined in terms of several...