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Essays 241 - 270

Economic and Racial Aspects of Housing Policy

In five pages this paper examines housing policy and the mortgage lending effects of race and economic status. Five sources are c...

Macroeconomics and Mortgage Rates

In five pages this paper examines how U.S. mortgage rates are influenced by macroeconomics. Five sources are cited in the bibliog...

MORTGAGE BANKING: AN OVERVIEW

behind the current financial crisis, the potential future, and what could be done to prevent a similar one from happening. What Mo...

The View from the Bottom

that level, however, as job losses continue. Ten percent is a more reasonable estimate at present. The Consumer Price Inde...

Corporate Culture in Small Business

they get paid. The owner needs to scrutinize the books to see if there is any way to offer some sort of benefit to potential sales...

GREED VS. NEED: THE ROOT OF THE FINANCIAL COLLAPSE

throwing the military into a needed war in Afghanistan and a still-questioned war in Iraq. In other words, things dont happen in a...

Total Quality Management - Three Cases

basis for their own self-assessments that are prepared for the Inspector General each year (International Public Management Networ...

Case Studies: Caterpillar And Harley-Davidson

burst. The world went into a serious recession. To compound this event, the company suffered a 205-day strike by UAW workers (Bart...

Mortgage Fraud

33). In this case, the lender involved with Mary Overton is Ameriquest (Der Hovanesian and Grow, 2007). According to the FBI, "in...

Mortgage Market Failure

that the current mortgage industry problems may have in extension, specifically in terms of housing prices. Market correction of ...

RESEARCH PAPER: MORTGAGE LOAN CRISIS

subprime loans. As the economy and credit markets attempt to recover from the debacle, the best path out of the subprime m...

Administration of HOPWA Programs in Washington, D.C.

in the Washington, D.C. area may be broader than in other areas of the country. The HIV/AIDS Administration of the Washington, D....

Subprime Mortgage Markets

bill was passed and one argument for its support went to the idea that the American Dream is hurt as many families face foreclosur...

WHEN THE U.S. SNEEZES, THE WORLD CATCHES COLD: THE SUBPRIME FALLOUT AND ITS IMPACT ON GLOBAL MARKETS

Or so it was thought. Then trouble reared its head. As interest rates went up, sub-prime mortgage interest rates ballooned...

High School Dropouts/North Toledo, OH

average dropout rate for Ohio high schools during the 2000-01 school year was 3.9 percent (Balistreri). On average, however, highe...

Management Planning in the Mortgage Industry

months of 2005" (Is it over yet?, 2007; p. 13). Mozilo points to slower home sales, but also to the many adjustable rate mortgage...

Article Analysis and Practical Applications of Ethics

or private practice, we agree and understand that our ethical conduct overrides all other considerations" (p. 4). While this may s...

Work, Group Members, and Technology

state level, such as MEDS and SFIS, a Statewide Fingerprint Imaging System. MEDS is a database application holding client informa...

United Kingdom's Mortgage Regulations

of Business rules (Anonymous, 2004). These cover only the providers and intermedaries for first lien mortgages. Mortgage lenders f...

New Home Loan Program and Countrywide Financial

a potential customer may be evaluating how much mortgage s/he can afford. Available calculators target individuals seeking to con...

Decision Making and Business Ethics

of money and the terms implied with the load based on certain cultural boundaries which exist at the present time in that country....

Software Solutions and the Mortgage Industry

company that has stepped in to take advantage of both the industry and the technology available. This company is a Web service pla...

2005 Mortgage Interest Rates

To date, however, there is no evidence that significant pressures on either wages or prices are accompanying present growth. Analy...

Credit Score Effectiveness and Mortgage Business Research

that the consumer should not have, lending decisions were based on factors beyond consumers control. Those denied mortgages on th...

Case Questions: The Subprime Mortgage Crisis

lending long." Explain what this means. What are the advantages of borrowing short and lending long? What are the disadvantages? ...

Developing Marketing for McBride

including the characteristics of the features and delivery as well as the motivation to choose one supplier over another. It is wi...

SCOTT MORTGAGE AND CHANGES

of someone coming in and trying to make it better? But why is this? For the most part, unless there is a compelling...

Proposal to Market to McBride Financial Services

firm a large target market that may be divided into different segments, where there are many of the same needs, but there may be d...

Why We Need Whistleblowers

to the authorities. In almost every case, the reward for doing the right thing is losing ones job. Therefore, we want to explore t...

ETHICAL ANALYSIS - WHOLESALE MORTGAGES

Mortgage wholesaling, in and of itself, isnt a bad thing. But when the wholesalers are untrained, uneducated people who are offeri...