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Essays 601 - 630

New Home Loan Program and Countrywide Financial

a potential customer may be evaluating how much mortgage s/he can afford. Available calculators target individuals seeking to con...

Management Planning in the Mortgage Industry

months of 2005" (Is it over yet?, 2007; p. 13). Mozilo points to slower home sales, but also to the many adjustable rate mortgage...

Article Analysis and Practical Applications of Ethics

or private practice, we agree and understand that our ethical conduct overrides all other considerations" (p. 4). While this may s...

Mortgage Backed Securities; Valuing with the Problem of Prepayment

this market is that of prepayment (Levin and Davidson, 2005). It can be argued the most suitable model that should be used to valu...

1967's Economy

In five pages this paper examines the 1967 economy in a consideration of interest rates for mortgages, automobile prices, food cos...

Mortgage Marketing Campaign and its Development

In ten pages this paper examines how to develop a marketing campaign for a mortgage lending company with target market, values, an...

Macroeconomics and Mortgage Rates

In five pages this paper examines how U.S. mortgage rates are influenced by macroeconomics. Five sources are cited in the bibliog...

Mortgage Industry Discrimination

In five pages this paper argues that the income and racial biases perpetuated by the mortgage industry are responsible for the ina...

Decision Making and Business Ethics

of money and the terms implied with the load based on certain cultural boundaries which exist at the present time in that country....

2005 Mortgage Interest Rates

To date, however, there is no evidence that significant pressures on either wages or prices are accompanying present growth. Analy...

Software Solutions and the Mortgage Industry

company that has stepped in to take advantage of both the industry and the technology available. This company is a Web service pla...

Mortgages, the Internet, and Legislation

In five pages this paper discusses lending practices that are unfair that have developed by Internet mortgage companies in a consi...

Credit Score Effectiveness and Mortgage Business Research

that the consumer should not have, lending decisions were based on factors beyond consumers control. Those denied mortgages on th...

Work, Group Members, and Technology

state level, such as MEDS and SFIS, a Statewide Fingerprint Imaging System. MEDS is a database application holding client informa...

Market and Mortgages that art Sub Prime

the past five years, a credit score lower than 660 or even a high debt-to-service ratio (Bankers Online, 2002). The proble...

Credit Scoring and Mortgages

complicated. The credit score calculates the likelihood that a potential borrower will pay back a loan (Mortgage 101.com, ...

Mortgage and Savings' Interest Rates

and act more as a lure than as a normal interest rate. Car deals aside, there are many questions concerning credit which linger....

Economic and Racial Aspects of Housing Policy

In five pages this paper examines housing policy and the mortgage lending effects of race and economic status. Five sources are c...

Mortgages and Their Economic Impact

In six pages the economic impact of market mortgages and their various types are discussed. Five sources are cited in the bibliog...

Housing Market of Canada

In seven pages this research paper examines Canada's housing market in a consideration of the country's economy, mortgages, and re...

3 Types of Residential Real Estate Sales Contracts

In five pages land description, purchase price adjustments, and mortgage commitment sales contracts are discussed with legal land ...

Subprime Mortgage Markets

bill was passed and one argument for its support went to the idea that the American Dream is hurt as many families face foreclosur...

WHEN THE U.S. SNEEZES, THE WORLD CATCHES COLD: THE SUBPRIME FALLOUT AND ITS IMPACT ON GLOBAL MARKETS

Or so it was thought. Then trouble reared its head. As interest rates went up, sub-prime mortgage interest rates ballooned...

Mortgage Fraud

33). In this case, the lender involved with Mary Overton is Ameriquest (Der Hovanesian and Grow, 2007). According to the FBI, "in...

Total Quality Management - Three Cases

basis for their own self-assessments that are prepared for the Inspector General each year (International Public Management Networ...

RESEARCH PAPER: MORTGAGE LOAN CRISIS

subprime loans. As the economy and credit markets attempt to recover from the debacle, the best path out of the subprime m...

Mortgage Market Failure

that the current mortgage industry problems may have in extension, specifically in terms of housing prices. Market correction of ...

Banks' Involvement in the Subprime Meltdown

it over yet?, 2007). Angelo Mozilo, chairman and CEO of Countrywide Financial Corp., called the events and conditions that have l...

SUBPRIME MELTDOWN, MORTGAGE-BACKED SECURITIES AND THE ECONOMY

faced with the possibility that single trusts could be wiped out at a moments notice - thus creating the idea of slicing and dicin...

MORTGAGE BANKING: AN OVERVIEW

behind the current financial crisis, the potential future, and what could be done to prevent a similar one from happening. What Mo...