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Essays 91 - 120

A Credit Product for Small Businesses

then the loan may need to be made to the new business owner, or guaranteed by the owners. If the business does not meet the requir...

Banks and Sustainable Development

consideration needs to be a determination of what is meant by sustainability. There is no singular universal definition of sustain...

Motivation Surveys

it. On a scale of 1 to 100, West African cultures scores are: IDV = 17; PDI = 82; MAS = 41; UAI = 50; and LTO = 11 (Hofstede,...

HSBC and Chase; A Financial Analysis

which also deal with international markets that are assessed, as Chase Bank does not have separately published annual accounts ava...

DETERMINING ETHICS IN BUSINESS AND BANKING

of the Currency (OCC) had strict limits on how much credit could be issued to any particular customers, this wasnt a problem for P...

Bank of New York Company and Marketing

In seven pages the future marketing strategy of the Bank of New York Company, the oldest banking institution in the United States,...

THE SUB-PRIME CRISIS AND FEDERAL RESERVE

"Private labels" began moving into the securitization business, and by 2003, government-sponsored enterprises ended up as the sour...

HSBC in China

exercised is reflected in the commercial environment. In 2001 China joined the World Trade Organisation, as part of that agreement...

Piggy Bank Cash Back Promotion

be rejected if critical value exceeds calculated value. When calculated value is greater than the critical value, however, ...

Employee Development at Cayman National

development may be enhanced it is important to assess current practices. As the bank do not make their employee development progra...

Recovering Money from a Bank Robbery Using Trust Law

to help them recover their own property (Fox, 02005). The situation is one where the victim would usually have to rely on the com...

Issues in Capital Adequacy

the credit crunch in the money markets have left it vulnerable (BBC, 2007). The issue has been resolved with an emergency loan fro...

Banking; Products and Relationship with Customers

offered will include the amount that is to be saved either as a lump sum or as a regular commitment. The reason that savers will...

Banking PowerPoint Presentation

in the case of the debt card, it can be used over the telephone or on the internet. Current accounts may also have an overdraft fa...

SMEs and Banking in Saudi Arabia; Methodology and Findings Paper

There are three general structures that can be used in research terms; exploratory, descriptive and explanatory (Eriksson and Wied...

The Bank of England Base Rate Increase of November 2006

to control inflation the final decision as to whether or not interest rates would increase was seen as residing with the governmen...

HSBC Financial Performance

part of the operation and there are no cost of goods sold figures. There are also other operating costs such as salaries and marke...

Banking Finance Questions

the interest that is being earned and the interest being paid out. We will assume that the all the assets, with the exception of t...

Why did Barings Bank Fail?

the research on why businesses fail. A study by Moulton (et al, 1996) looked to identify the reasons for business failure. This st...

ING Security

customer provides the opportunity for a breach. However, this is mainly out of the control of the bank, and giving advice and maki...

Banking Industry of America

federal reserve system was born ("Banking in the United States," 2005). It seems that to a great extent, the dual system of gove...

The Future Role of Central Banks Assessed

current-account deficits, and countries with large savings would be expected to have large surpluses. This has not occurred (Capit...

Overview of International Banks

this environment that an investment bank fits. Some of these banks may be perceived as international banks. The definition...

Banks, Risk Measurement and Risk Management

the profit is equal to the rate of assets less the rate for liabilities which are then multiplied by the assets less the costs. P...

United Kingdom Regulations and Legislation and How They Have Changed and Altered Banking Strategies

the strategy that is shaping that change is made within and in response to legislation. With the banking industry highly regulated...

1999 French Banking Merger and Hostile Takeover

In fifteen pages the 1999 banking battle between France's Paribas banks, Societe Generale, and the Banque Nationale de Paris is ex...

Past, Present, and Future of the Brokerage and Banking Industry

In thirty pages this paper examines the importance of brokerage firms in a consideration of how banks are no longer the only 'fina...

Bank Failures Determinants and Causes

In a paper consisting of ten pages what causes banks to fail is discussed along with the economic impact that results when this ha...

Banking and Canada's International Status

In six pages Canada's banking industry is examines with the effects of the 1998 and 1998 events discussed with an emphasis upon ac...

Singapore's Banking Industry and the Effects of International Mergers

In fourteen pages this paper discusses how the banking industry of Singapore has been affected by global bank mergers during the l...